I’ve said here earlier I do not own a gun. I’m certain my family and I are safer without guns in our home. There are not guns in the homes of our grandchildren either so far as I know.
State and local elected officials have been engaged in chest beating these last few years saying lives would be saved if everyone carried guns. Mass killers and home invaders would be “taken out” before they killed others it is claimed. Any rational look at statistics and actual experiences make this claim ridiculous.
Rationality has arrived in the form of free enterprise, the insurance industry. A major insurer now says it will not offer insurance to schools where teachers and students carry guns.
The insurance industry requires profits. Insurance profits are made by looking at statistics. Statistics do not include ideological passions like, “We must have guns to fight our government.”
Legislators, like those in Kansas, can offset this refusal to insure. They can simply prevent anyone from suing for damages from mass killings in schools, churches, concerts or on college campus’. Or, State Government, could insure all gatherings itself. Their governments could accept the losses insurance companies refuse to take. Typically, conservative legislators would do this while saying they refuse to expand government.
Law makers who want to allow guns into every public gathering to make a political point have a tough row to hoe. The insurance company caught saying something about safety that is not true.
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